The Role of Luck in Your Planning

One of the most interesting facets of the financial services industry is how so many people tend to invest their money and plan their financial affairs by chasing trends and doing what is “popular”.   For example, many investors like a “sure thing” and will often pile into an investment sector that is hot.   […]

Advice for Small Business Owners

Similar to the situation of individual Canadians, small business owners must deal with a variety of financial challenges in order to grow their businesses. Besides managing issues like cash flow and assets, small businesses must also think about taxes on income.   Without a doubt, tax return filing can be an intimidating experience for many […]

Should You Prepare Your Own Will?

Earl wants to control the distribution of his estate when he dies and feels that a Will is a good idea. He had heard the ads on radio and TV about do-it-yourself Wills and bought a National Legal Will Kit.   The booklet he received a few weeks later contained lots of useful information. There […]